Platform Payment Processing Agreement

This Payment Processing Agreement, effective on the date you enable payment processing in your Lexlink account (“Effective Date”), is entered into between BEBCO Lexlink LLC (“Lexlink” or the “Platform”) and your firm (“Merchant” or “you”). By enabling payment processing, you agree to these terms.

1. Processing services

The Platform provides embedded payment processing through Stripe, Inc. as the underlying processor. Supported payment methods include credit and debit cards, Automated Clearing House (ACH) bank debits, and digital wallets (Link, Cash App Pay, Apple Pay, Google Pay). The set of accepted methods may change over time as Lexlink enables or removes them. The methods available to a given Merchant depend on the Merchant’s account configuration, the customer’s location, and the transaction amount.

Merchant acknowledges that Lexlink is not a bank, payment network, or money transmitter. Lexlink facilitates Stripe’s processing on the Merchant’s behalf and is not the merchant of record except as required by law for the platform-facilitated portions of the funds flow.

2. Processing fees

The following fees apply to transactions processed through the Platform. Fees are calculated per transaction at the time of capture. Stripe’s underlying processing costs are paid by the Platform; the rates below are the gross amounts deducted from the Merchant’s portion of each transaction.

All fees are exclusive of taxes, which are the Merchant’s responsibility where applicable. Refunds, chargebacks, ACH returns, payouts to the Merchant’s bank account, and account-updater services are provided at no additional Platform fee. The processing fee on the original transaction is non-refundable when a refund is issued.

Lexlink may revise the fee schedule on at least thirty (30) days’ written notice through the Platform. Continued use of payment processing after the effective date of any change constitutes acceptance.

Fair-use policy. The fee schedule above assumes a standard mix of payment activity. Lexlink may apply revised pricing to a Merchant whose monthly card-payment dollar volume becomes disproportionately concentrated in higher-cost categories — for example, where American Express transactions exceed 20% of monthly card volume, or where corporate-card transactions exceed 10% of monthly card volume. Lexlink will provide written notice through the Platform before any such change takes effect.

3. Stripe terms

Underlying processing is performed by Stripe, Inc. By using the payment processing service, the Merchant also agrees to Stripe’s Connected Account Agreement and the Stripe Services Agreement, available at stripe.com/legal. Stripe may update its terms from time to time. The Stripe terms are independent of this agreement; in the event of conflict between Stripe’s terms and this agreement on a topic Stripe controls (such as compliance, fraud screening, account suspension, or reserves), Stripe’s terms govern.

4. Disputes, chargebacks, and ACH returns

When a customer disputes a card payment or initiates an ACH return, the Merchant is responsible for the full amount in dispute, plus any related fees imposed by the card networks or ACH operator. Lexlink will notify the Merchant by email and surface the dispute in the Lexlink interface as soon as Stripe reports it.

Evidence to contest a dispute must be submitted through the Stripe Express Dashboard before the deadline shown in the dispute notification. Lexlink may, at its discretion, enable Stripe’s automated dispute response on the Merchant’s behalf as a deadline-protection safety net; the Merchant remains responsible for the substantive accuracy of any evidence submitted on their behalf.

For ACH returns, the funds are reversed automatically by Stripe, the original invoice is reopened in the Lexlink interface, and the Merchant is notified by email. The Merchant is responsible for collecting any returned amount from the customer.

5. ACH-specific provisions

ACH payments are subject to the rules of the National Automated Clearing House Association (NACHA). Funds from ACH payments are not immediately available; settlement typically takes four to five business days from payment submission. The Merchant agrees not to provide goods or services until ACH funds have cleared, except at the Merchant’s own risk.

The Merchant authorizes the Platform and Stripe to verify customer bank account ownership through micro-deposit verification or instant bank verification (Stripe Financial Connections), to debit customer bank accounts for amounts the customer has authorized through the payment workflow, and to reverse such debits in the event of customer or bank-initiated returns.

6. Refunds

The Merchant may issue refunds at any time through the Lexlink interface. Refunds are sent through the original payment method whenever possible and may take three to ten business days to appear on the customer’s statement, depending on the customer’s bank. Lexlink does not charge a Platform fee for issuing refunds; the original transaction’s processing fee is retained by the underlying processor and is not refunded.

7. Reserves and risk holds

Stripe may, at its sole discretion, place a reserve, rolling reserve, or hold on the Merchant’s funds based on Stripe’s evaluation of risk, dispute history, transaction patterns, or regulatory requirements. Lexlink does not control these reserves. The Merchant agrees to keep their Stripe Connect account in good standing and to respond promptly to any information requests from Stripe.

8. Payouts

Once payments have cleared and any applicable reserves are released, Stripe automatically pays out funds to the Merchant’s verified external bank account on a rolling basis (typically every two business days for new accounts, with the cadence configurable in the Stripe Express Dashboard). Standard payouts incur no Platform fee.

9. Acceptable use

The Merchant agrees to use the Processing Services only for the legitimate provision of legal or related professional services. The Merchant will not use the Processing Services to process payments for any business prohibited by Stripe’s restricted-businesses list, to facilitate transactions on behalf of any third party not represented in the Merchant’s Lexlink account, or to circumvent applicable trust-account or escrow regulations.

10. Data and confidentiality

Customer payment data is handled by Stripe in accordance with PCI-DSS and Stripe’s privacy and security commitments. Lexlink does not store full payment-card numbers. Customer payment metadata (last four digits, brand, expiration, billing email) is mirrored to the Merchant’s Lexlink workspace solely to enable invoice management and reconciliation.

11. Term and termination

This agreement begins on the Effective Date and continues until terminated by either party. The Merchant may disable payment processing at any time through Lexlink settings; doing so terminates this agreement on the effective disable date. Lexlink may terminate this agreement immediately for breach, suspension by Stripe, evidence of fraud, or to comply with legal obligations.

Termination does not release the Merchant from liability for transactions already processed, including chargebacks or ACH returns that occur after termination. Lexlink will continue to support the Merchant’s reasonable wind-down activities for at least thirty (30) days after termination.

12. Limitation of liability

To the maximum extent permitted by law, Lexlink’s aggregate liability under this agreement is limited to the greater of (a) the Platform fees paid by the Merchant under this agreement during the twelve months immediately preceding the claim, or (b) one hundred US dollars. Lexlink is not liable for indirect, incidental, consequential, special, or punitive damages, including loss of profits, revenue, or data. Lexlink is not liable for the acts or omissions of Stripe or any other underlying provider.

13. Governing law and disputes

This agreement is governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles. The parties will first attempt to resolve any dispute through good-faith informal negotiation for at least thirty (30) days. If unresolved, disputes will be brought in the state or federal courts located in Delaware, and each party consents to personal jurisdiction and venue there.

14. Modifications

Lexlink may modify this agreement from time to time. For material changes, Lexlink will provide at least thirty (30) days’ notice through the Platform and via email to the Merchant’s primary contact before the changes take effect. Continued use of the Processing Services after the effective date constitutes acceptance.

15. Contact

Questions about this agreement, the Processing Services, or your fees can be directed to support@lexlink.ai.

BEBCO Lexlink LLC · Platform Payment Processing Agreement · This document supersedes prior versions.